Independent Insurance Agency Startup: Personalizing the Service

Selling insurance is a continuous process. As insurance can be a complicated purchase. An independent insurance agent plays a vital role in your entire journey. Independent agents give you personalized customer service. Brokerages build lead strategy through target marketing. Knowing your customer well is important. Remember to narrow your lead types. Prioritize and well nurture your lead. An independent insurance agency startup plays a vital role in your entire journey. Independent agents give you personalized customer service.

An insurance agent near me can give you advice before filing a claim so that you get a better perspective. Since they represent several companies, the independent agent must be knowledgeable of several different carrier products. Thus, become an independent insurance agent nurture your clients.

Independent Insurance Agency Startup- Licensed Professional

One benefit of utilizing an independent agent is that they are licensed professionals. A licensed agent has numerous legal obligations, like acting ethically and behaving in your best profits. According to insureon, many states in the US require agents to pass a licensing exam in order to sell insurance. The process for starting an independent insurance brokerage with success goes in the same way. The type of license an agent needs relies on the products he or she sells. For example, an insurance agent that sells property insurance and liability insurance may require a property/casualty license. A license is generally valid for two years. In order to renew an existing license, an agent may need to fulfill state continuing education requirements.

independent insurance agency startup
independent insurance

Choice of Insurers  

Secondly, as independent insurance agents symbolize multiple insurers, they can gain quotes on your behalf from several sources. Insurance by-products offered by one insurer may differ in rate and extent of coverage from those extended by another. Your agent can assist you to compare policies and choose the one that best suits your needs. Independent insurance agents are familiar with the insurers they speak for. They know what types of businesses those insurers will receive. Your agent’s understanding of insurers’ preferences can save you time and effort.  

Claims Assistance  

One advantage of working with an independent agent is that you will get help filing claims. If a mishap occurs, you can report the accident to your insurance agent, who will then inform your insurer. Your agent can assist you to fill out claim forms and an advocate in your support if problems come to light. Agents are familiar with claims handling methods and the expenses typically paid for various types of losses. After your insurance claim is paid, your agent can tell you whether the payment rate seems reasonable. 

Risk Assessment  

Agents are instructed in risk management. Your independent insurance agent can evaluate your business operations and assist you to identify its major threats. He or she can help you prioritize your risks and figure out which are insurable. While many of the risks related to operating a business can be covered by insurance, some are uninsurable or insurable at a high expense. Your agent can help you determine which risks are worth insuring. 

Independent Insurance Agency Startup- Personalized Service  

Insurance is a people business. When you meet with an insurance agent in person, you grow a personal connection with him or her. Over time, your agent will be more familiar with your business and you and will be able to supply more personalized service. For instance, independent insurance Denver agent may contact you when new coverages become available or when prices on certain insurance drops.  

You should also know quick tips like how to find the right niche for independent insurance agent aggregator. On the other hand, you might miss out on captive insurance agents. You should also learn marketing for insurance to conduct insurance marketing in the most effective way. Following the marketing techniques might also lead you to a successful insurance agency.

independent insurance

Cindy Perez


Miami Lakes, FL, 33016

Business Hours

Monday: 9 AM–6 PM

Tuesday: 9 AM–6 PM

Wednesday: 9 AM–6 PM

Thursday: 9 AM–6 PM

Friday: 9 AM–6 PM